AA

At a glance product summary:

  • 0% on balance transfers for up to 12 months from the date your account is opened (3% handling fee, £3 min). For this great offer your balance needs to be transferred within the first 90 days of your account opening
  • 0% on money transfers for up to 12 months from the date your account is opened (4% handling fee, £3 min). For this great offer your balance needs to be transferred within the first 90 days of your account opening
  • 0% on card purchases for up to 10 months from the date your account is opened
  • Representative example 16.9%p.a. variable on card purchases. This is equivalent to 16.9%APR representative variable based on a credit limit of £1,200.

Why choose the AA Credit Card

    • Earn AA Reward Points on your everyday spend plus earn double points on motoring spend
    • Use your AA Reward Points* to purchase from a range of motoring products and services, a new AA atlas or choose to treat yourself with a day or night out
    • Paperless Statements: This account will be set up with paperless statements. To access your statements you will need to enrol for Online Card Services
    • Contactless payments: You can now pay quickly and securely for purchases under £20 without entering your PIN. We will send you more details with your card

    The AA Credit Card is issued by MBNA Limited. AA Financial Services Limited trading as AA is a credit broker and not a lender.

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View your terms and conditions.

In order to view the card terms & conditions on this site, you must have Adobe Reader software installed. If you do not have this or experience difficulties when trying to view the PDF, please visit the Adobe website to download and install the software.

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

*The programme rules of the AA Rewards scheme are available at www.theaa.com/credit-card/rewards and will also be sent with your card.

Motoring spend on your AA Credit Card is defined as card purchases made from any car garage (for example, for parts, repairs, servicing or MOT testing); to diesel, petrol or LPG Autogas purchased from any petrol station. AA Products are defined as any AA products and services advertised on theaa.com website, excluding AA Gateways, which are purchased directly from The AA.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven't paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The AA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

AA Financial Services Limited trading as AA is a credit broker/intermediary and introduces customers to MBNA as its exclusive Credit Card partner.

The AA Credit Card is promoted by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. AAFS is authorised and regulated by the Financial Conduct Authority, registered number 631019.

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