Why choose the Virgin Atlantic White Credit Card Account
- It's a fantastic enhancement to your Flying Club membership, earning you miles on every single £1 you spend on card purchases
- Two cards means you can maximise your opportunity to earn miles, getting you to the rewards you want, like flights and upgrades, faster than ever
- You'll benefit from a great range of extra features and benefits, including exclusive discounts and offers from American Express and other partners
- With Online Card Services you'll be able to manage your account online. You can view your paperless statements, balance, credit limit, transaction history and much more, all from the comfort of your own home
- Representative example:
17.9%p.a. variable on card purchases. This is equivalent to 17.9%APR representative variable based on a credit limit of £1,200.
At a glance product summary:
- 3,000 bonus Flying Club miles on your first card purchase within 90 days of account opening¹
- 0% on balance transfers for up to 6 months from the date your account is opened (2% handling fee, £3 min applies)
- 1 Flying Club mile for every £1 you spend on this card²
- 2 Flying Club miles for every £1 you spend direct with Virgin Atlantic and Virgin Holidays³
- 1 Flying Club mile for every £2 you spend on this card²
- 1 Flying Club mile for every £1 you spend direct with Virgin Atlantic and Virgin Holidays³
Your Virgin Atlantic White Credit Card Account
Your Virgin Atlantic White American Express® Credit Card from MBNA
Your Virgin Atlantic White Visa Credit Card
The Virgin Atlantic Credit Cards are issued by MBNA Limited. Virgin Atlantic Airways Limited trading as Virgin Atlantic is a credit broker and not a lender.
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¹Bonus Flying Club miles
You will earn 3,000 Flying Club miles on your Virgin Atlantic White Credit Card Account if you make your first card purchase within 90 days of your account being opened. The Flying Club miles will be credited to your Flying Club account within 30 days of your statement date. If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account.
²Earning Flying Club miles
Every £1 you spend on the Virgin Atlantic American Express Credit Card from MBNA and the Virgin Atlantic Visa Credit Card earns you Flying Club miles that you can redeem on a huge range of fabulous rewards. Cash transactions, money transfers, and balances you transfer to MBNA Limited do not earn Flying Club miles. You will earn 1 Flying Club mile for every £1 you spend on the Virgin Atlantic White American Express Credit Card from MBNA and 1 Flying Club mile for every £2 you spend on the Virgin Atlantic White Visa Credit Card. Miles are earned for each whole pound spent on each card purchase on your card. You will earn double your normal rate of miles on your Virgin Atlantic Credit Cards when you spend direct with Virgin Atlantic and Virgin Holidays (and from time to time other partners), visit www.virginatlantic.com/creditcard for more information.
The number of Flying Club miles earned each month from credit card spend will be displayed on your monthly credit card statement, and will then be added to your Flying Club account within 30 days of the statement date. Please note, it is not possible to allocate Flying Club miles to your account before they have appeared on your statement. Where a refund is made on your card, your Flying Club miles total will be adjusted accordingly. Should you decide to cancel your Virgin Atlantic Credit Card Account before the production of your next statement, then any miles you have earned during the current statement period will be lost. Cardmember miles can be suspended or cancelled if you do not keep your account in good standing.
Flying Club membership is valid for three years following the members first Virgin Atlantic or Participating Company earning or spending activity on the account. Both the membership and any unredeemed Miles will remain active indefinitely, provided the member completes at least one valid earning or spending activity every three years.
If you have not provided MBNA with a valid Flying Club membership number at the point your statement is generated, Virgin Atlantic will not be able to allocate Flying Club miles to your account. Please note the Flying Club membership number you give us must be for a Flying Club account in your name. If you have any additional cardmembers on your card account, any Flying Club miles they earn by spending on their cards will also be credited to your Flying Club account. Any additional
cardholder(s) must reside at the same primary address, and have a relationship of close family member (defined as; spouse, child, parent, sibling or domestic partner). Your personal information will be processed by Virgin Money plc for the purpose of administering the Flying Club miles earned through your Virgin Atlantic Credit Card Account. Your card cannot be used within the Virgin Card Members Shop, and no cash alternative is available.
Double miles are earned on bookings made direct with Virgin Atlantic or Virgin Holidays either online or by telephone, and not via Virgin Holidays stores.
Full details of the reward scheme will be sent with your card.
If you make card purchases when you don’t have a promotional offer for purchases on your account, you will pay interest on these transactions, unless you pay your statement balance in full, every month.
Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.
The Virgin Atlantic Credit Cards are issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. American Express® is a registered trademark of the American Express company. MBNA Limited issue the MBNA American Express® Credit Card pursuant to a licence from American Express. Credit is available, subject to status, only to UK residents aged 18 or over.
Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.
Virgin Atlantic Airways Limited is an introducer appointed representative of Virgin Money Personal Financial Service Limited, Registered Office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Registered in England number 3072766. Virgin Atlantic Airways Ltd trading as Virgin Atlantic is a credit broker/intermediary. Virgin Atlantic Airways Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Company Secretariat, The Office, Manor Royal, Crawley, West Sussex RH10 9NU. Registered in England and Wales under company number 1600117. Interim permission number 514105. In the UK, Virgin Atlantic only offer credit cards provided by MBNA Limited.