AA

At a glance product summary:

  • 0% on balance transfers for up to 24 months from the date your account is opened (2.9% handling fee, £3 min). For this great offer your balance needs to be transferred within the first 60 days of your account opening
  • 0% on money transfers for up to 24 months from the date your account is opened (4% handling fee, £3 min). For this great offer your balance needs to be transferred within the first 60 days of your account opening
  • 0% on card purchases for up to 3 months from the date your account is opened
  • Representative example 18.9%p.a. variable on card purchases. This is equivalent to 18.9%APR representative variable based on a credit limit of £1,200.
  • Eligibility for this credit card depends on your circumstances and the results of the eligibility check.

Why choose the AA Credit Card

  • Eligibility Check: Find out if you are eligible before applying for this card. As part of the eligibility check MBNA will carry out a quotation search which won't show up on your credit record as an application for credit, so it won't affect your credit rating
  • Contactless payments: You can now pay quickly and securely for purchases under £20 without entering your PIN. We will send you more details with your card
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In order to view the card terms & conditions on this site, you must have Adobe Reader software installed. If you do not have this or experience difficulties when trying to view the PDF, please visit the Adobe website to download and install the software.

If you spend on your card and do not pay this in full each month, interest will be payable on the amount outstanding.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The AA Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

AA Financial Services Limited trading as AA is not an independent financial services provider and is acting as a credit intermediary and introduces customers to MBNA as its exclusive Credit Card partner.

The AA Credit Card is promoted by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire, RG21 4EA. AAFS is an Appointed Representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Conduct Authority, registered number 525013.

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